Chapter 13 bankruptcy lets you reorganize your finances and allows you to set up a plan to pay some or all of your unsecured debts while keeping your assets, such as your home and car. If you are behind on your mortgage payments or already in foreclosure, this can give you the ability to catch up on your past due payments. Call today for your FREE consultation and find out if Chapter 13 is right for you.
Filing a Chapter 13 bankruptcy stops most creditors from being able to contact you and collect money from you directly. Collections are stopped by an automatic stay when you file your bankruptcy case. Then you will establish a plan of repayment, make payments to the Chapter 13 Trustee, and the Trustee pays your creditors based on the terms of your plan.
Chapter 13 can also help people who can afford to pay some or all of their debts, but can't afford the minimum payments their creditors want. This can help with debts such as student loans. Chapter 13 bankruptcy may allow for some debts which can't be discharged under a Chapter 7 bankruptcy to be discharged. Call today to schedule your FREE consultation so you can make an informed decision.
Chapter 13 bankruptcy lets you reorganize your finances and allows you to set up a plan to pay some or all of your unsecured debts while keeping your assets, such as your home and car. If you are behind on your mortgage payments or already in foreclosure, this can give you the ability to catch up on your past due payments. Call today for your FREE consultation and find out if Chapter 13 is right for you.
Filing a Chapter 13 bankruptcy stops most creditors from being able to contact you and collect money from you directly. Collections are stopped by an automatic stay when you file your bankruptcy case. Then you will establish a plan of repayment, make payments to the Chapter 13 Trustee, and the Trustee pays your creditors based on the terms of your plan.
Chapter 13 can also help people who can afford to pay some or all of their debts, but can't afford the minimum payments their creditors want. This can help with debts such as student loans. Chapter 13 bankruptcy may allow for some debts which can't be discharged under a Chapter 7 bankruptcy to be discharged. Call today to schedule your FREE consultation so you can make an informed decision.
We know it can be hard to find the right law firm. That's why we offer all new clients a free 1-hour consultation. We’ll talk about your case and find the right legal team for meeting your needs.
The bankruptcy law firm of Raymond and Raymond is located in East Orange, NJ, near Newark, Orange, Irvington, and Hillside. Clients can also schedule to meet with a bankruptcy lawyer in our Elizabeth, New Jersey office, near Linden and Roselle.
Raymond and Raymond, Bankruptcy Lawyers with offices in East Orange, NJ and Elizabeth, NJ.
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