"Is bankruptcy right for me?"
...a common question.
Bankruptcy is not the end, it is a new beginning for you and your finances. If you have found yourself in a bad financial situation, whether it's from student loans, credit card debt, or other financial hardships, it is time to call the legal team you can trust.

Chapter 13 bankruptcy lets you propose a plan to reduce your debt. Your debt is repaid slowly over time, often at pennies on the dollar.

A Chapter 7 filing is a simple and quick type of bankruptcy. In many cases, you will be able to keep your assets such as your home or car.

Know how much your bankruptcy filing will cost up front. Some cases may be able to be filed for no money down; payment plans are available.

Loan modification allows you to adjust factors in your mortgage that lets you work with your lenders to find a more suitable payment plan.
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Raymond and Raymond