Raymond and Raymond - Bankruptcy | East Orange, NJ Google plus icon Facebook icon

Bankruptcy Attorneys in New Jersey

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"Is bankruptcy right for me?"

...a common a question.

Bankruptcy is not the end, it is a new beginning for you and your finances. If you have found yourself in a bad financial situation, whether it's from student loans, credit card debt, or other financial hardships, it is time to call the legal team you can trust.

Bankruptcy consultation Justice scale Petition to file bankruptcy Mortgage loan

Chapter 13 bankruptcy lets you propose a plan to reduce your debt. Under Chapter 13, your debt is repaid slowly over time, often at pennies on the dollar.

Chapter 7 is the fastest and most straightforward type of bankruptcy. In many cases you can keep your assets such as your home and car when you file.

Know how much your bankruptcy filing will cost up front. Some cases may be able to be filed for no money down and payment plans are available

Loan modification allows you to adjust many factors in your mortgage that lets you work with your lenders to find a more affordable payment plan.

Financial reorganization

Standard bankruptcy

Fees and costs

Modify your loans

Chapter 13 Reorganization Chapter 7 Bankruptcy Bankruptcy Fees Loan Modification

7 Glenwood Avenue

Suite 408

East Orange, NJ 07017

416-418 Rahway Avenue

2nd Floor

Elizabeth, NJ 07202


The bankruptcy law firm of Raymond and Raymond is located in East Orange, NJ, near Newark, Orange, Irvington, and Hillside.  Clients can also schedule to meet with a bankruptcy lawyer in our Elizabeth, New Jersey office, near Linden and Roselle.